Short Sale
short sale homes in queens ny
Need Help To Short Sale Homes New York? We Do It Free!
You have fallen behind on your mortgage payments. There doesn’t seem to be a solution to your financial crisis any time soon. Well, for what it’s worth, you are not alone in this. Many families get into the same predicament every year.
Foreclosure seems so inevitable right now. However, there is another option called short selling. It is challenging though because it can mean losing a lot of equity that you have built in the home.
But it is better than foreclosure. The latter has serious consequences on your credit score and finances. Tell you what … if you call to speak to Ur Realtors; a short sale does not have to cost you too much.
You just need expert guidance, and you can come out with the benefits due you from the sale.
Here, we advise families facing similar challenges to avoid foreclosure as much as possible.
The best option for many is to short sell.
Why You Need To Speak To A Short-Sale Expert Right Now:
- It is not too late to avoid foreclosure and its nasty effects
- You get an opportunity to negotiate with the lender
- Ur Realtors helps to find a buyer for your home fast
- Saves you the mental anguish of trying to get a buyer on short notice
- It gets you out of negative equity for good
- Permanent relief
Short Sale Specialists
When you are in the pre-foreclosure period (120-day notice), only two things matter most:
- How you can prevent a huge dent on your credit
- Getting relief from the debt you owe
A foreclosure will not give you this. If you are really far behind on your monthly payments, there is a better option – A short sale.
While it is much better than foreclosure, it is also challenging and complicated. The dynamics are different. Going it alone and making mistakes can make the lien holder deny you the short sale.
With expert help, you can have a better shot. Engage a short sale expert to navigate the murky waters and come out in one piece.
Skilled Short Sale Negotiator
The lender wants to get their money in a way that can save them time and trouble. That’s why they are almost sure to choose to go with the short sale arrangement, if you do everything right.
Foreclosures are lengthy and the lender might not recoup all of their money. This means that foreclosure is not good for you or the lender. It is best avoided.
A short sale means that you sell your home for less than the mortgage amount owed. You lose some of your equity.
But there is a huge benefit for you. You will be able to buy another home in 2 years. You also get to salvage your credit rating.
Get The Best Out Of A Short Sale With Pro Help
Get REAL expert help from specialist short sale agents.
The process starts by finding out whether a short sale is what suits your situation best. If yes, the sale is advanced to expert negotiators.
These have large networks in the real estate industry. They will help you (seller) and buyer get the best out of the deal. Just because your finances are up-side down doesn’t mean you have to bite the bullet.
Once a fair price is reached, they negotiate for the lender’s approval for the short sale. This is very important because the lender is the lien holder. They have to approve the home to be sold for less than the lien.
Expert Short Sale Help To Close Complex Transactions
Because of its complexity, a short sale can leave both the seller and buyer with burned fingers. One of the most common problems is the seller not being able to fully discharge the remaining debt on the house. The second problem is the home having a second lien.
Thirdly, if the lender asks for a promissory note from the seller, this further complicates the sale. A regular real estate agent or attorney will not be able to handle these complexities. You need a skilled short sale specialist.
What Short Sale Specialist Real Estate Agents Advice
A specialist short sale negotiator or real estate agent will help you in various ways:
- Uses a comparative market analysis to determine the best listing price for your home
- Promotes the property through various channels as a short sell
- Enhances your communication with your lender
- Negotiates to get the best deal for you, and still enhances the chances of the short sale succeeding
Home loss in any name – foreclosure, short sale or other can be very emotional. That’s why you need a neutral party that can handle the deal for you without being emotionally entangled in the process.
Short Sale Negotiations Requires Specialists
From their many years of experience, short sale specialists can help you with many things. One of them is to ensure that you communicate with the lender in the right way to get them to approve the short sale.
Home sales of any type require the right documentation. This is an emotional time for you and you could miss something. The short sale specialists ensure you get the right documentation for the transaction to go through.
The documentation for the lender includes evidence of your financial status, a letter explaining why you have been falling behind on your payments and your reasons for doing a short sale.
Some of the paperwork the lender requires from you includes letters of evidence showing your assets and earnings. They also require your tax return papers.
Why We Are Your Best Short Sale Specialists
Call us for a free, no-obligation consultation if you think you need a short sale to avoid a foreclosure. Ur Realtors has a team that solely specializes in short sales, helping families in New York, New Jersey, Connecticut, Pennsylvania and Florida avoid the pain of foreclosure.
Even if you do not know what you need, our specialist short sale agents will help you with free education and advice. They will give you all the information you need to decide whether a short sale is your best option.
Call us today for free consultation. We guarantee you that someone will speak with you in less than an hour.
